Say hello to 20,000 30,000 BONUS POINTS*

with the Amtrak Guest Rewards® Preferred Mastercard®.
Offer ends 12/2/22.

Limited-time offer

Explore which credit card is best for you

Amtrak Guest Rewards® Preferred Mastercard®

Amtrak Guest Rewards® Mastercard®

GET 30,000 BONUS POINTS

after making at least $1,000 in purchases within the first 3 billing cycles of account opening*


GET 12,000 BONUS POINTS

after making at least $1,000 in purchases within the first 3 billing cycles of account opening1


3x points

3 points per $1 spent* on Amtrak travel, including onboard purchases

2x points

2 points per $1 spent1 on Amtrak travel, including onboard purchases

2x points

2 points per $1 spent* on dining, travel, transit and rideshare

2x points

2 points per $1 spent1 on dining

1x points

1 point per $1 spent* everywhere else


1x points

1 point per $1 spent1 everywhere else


20% rebate on onboard food and beverage purchases

in the form of a statement credit*


10% rebate on onboard food and beverage purchases

in the form of a statement credit1


Additional Card Benefits

Round-trip companion coupon

upon account opening and card anniversary*

One-class upgrade

upon account opening and card anniversary*

Station lounge pass

upon account opening and card anniversary*

Earn tier status faster

Earn 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases*​

Points don’t expire

as long as your card account remains open*1

5% point rebate​

when you redeem your points for Amtrak travel*1

No foreign transaction fees

on purchases made with your card outside the United States**2

Amtrak Guest Rewards Preferred Mastercard

Amtrak Guest Rewards Mastercard

Please see the Summary of Credit terms link for each card product above for important information on rates, fees, costs, conditions and limitations.

Amtrak Guest Rewards Preferred Mastercard:

*See the credit card rewards terms in the Summary of Credit Terms for details. Please see the Amtrak Guest Rewards Program terms and conditions at www.amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations on Amtrak Guest Rewards Points.

**For additional information about Annual Percentage Rates (APRs), fees and other costs for the Amtrak Guest Rewards Preferred Mastercard, see the Summary of Credit Terms.

Amtrak Guest Rewards Mastercard:

1. See the credit card rewards terms in the Summary of Credit Terms for details. Please see the Amtrak Guest Rewards Program terms and conditions at www.amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations on Amtrak Guest Rewards Points.

2. For additional information about Annual Percentage Rates (APRs), fees and other costs for the Amtrak Guest Rewards Mastercard, see the Summary of Credit Terms.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.