With your Amtrak Guest Rewards Preferred Mastercard®, you can make the most out of your travels.

Use your card and earn:


3 points per $1 spent on Amtrak travel, including onboard purchases*


2 points per $1 spent on dining, travel, transit and rideshare*


1 point per $1 spent everywhere else*

Additional Card Benefits

Round trip companion coupon

upon card anniversary*


One-class upgrade

upon card anniversary*


Station lounge pass

upon card anniversary*


20% rebate on onboard food and beverage purchases

in the form of a statement credit*


Earn tier status faster

Earn 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases*


points don't expire

as long as your card account remains open*


5% point rebate

when you redeem your points for Amtrak travel*


No foreign transaction fees**

on purchases made with your card outside the United States

Not a cardholder? Click here to learn more.

*See your Rewards Terms and Conditions provided at time of application for details. Please see the Amtrak Guest Rewards Program terms and conditions at amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations on Amtrak Guest Rewards Points.

**For additional information about Annual Percentage Rates (APRs), fees, and other costs, see your Rates and Terms Schedule.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Every ride counts as an Amtrak Guest Rewards member. Earn points toward reward travel, upgrades and more.

Guest Rewards