Limited-Time Offer

worth up to $930 in Amtrak® travel.

Exclusively with the Amtrak Guest Rewards® Preferred Mastercard®
Apply by 12/4/24

Explore which credit card is best for you

Limited-Time Offer

Amtrak Guest Rewards® Preferred Mastercard®

Amtrak Guest Rewards Mastercard

Amtrak Guest Rewards® Mastercard®

Apply Now

Must apply here for this offer. Offers vary elsewhere.^

Summary of Credit Terms

$99 Annual Fee**

Apply Now

Must apply here for this offer. Offers vary elsewhere.^

Summary of Credit Terms

No Annual Fee2

Earn 35,000 bonus points

after spending $2,000 in the first 3 billing cycles of account opening*


Earn 12,000 bonus points

after spending $1,000 in the first 3 billing cycles of account opening1


3x points

3 points per $1 spent* on Amtrak travel, including onboard purchases

2x points

2 points per $1 spent1 on Amtrak travel, including onboard purchases

2x points

2 points per $1 spent* on dining, travel, transit and rideshare

2x points

2 points per $1 spent1 on dining

1x points

1 point per $1 spent* everywhere else


1x points

1 point per $1 spent1 everywhere else


20% rebate on onboard food and beverage purchases

in the form of a statement credit*

10% rebate on onboard food and beverage purchases

in the form of a statement credit1

Additional Card Benefits

Round-trip companion coupon

upon account opening and card anniversary*

One-class upgrade

upon account opening and card anniversary*

Station lounge pass

upon account opening and card anniversary*

Earn tier status faster

Earn 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases*

Points don’t expire

as long as your account remains open*1

5% point rebate​

when you redeem your points for Amtrak travel*1

No foreign transaction fees

on purchases made with your card outside the United States**2

Amtrak Guest Rewards Preferred Mastercard

Amtrak Guest Rewards Preferred Mastercard

Amtrak Guest Rewards Mastercard

Amtrak Guest Rewards Mastercard

Apply Now

Must apply here for this offer. Offers vary elsewhere.^

Summary of Credit Terms

$99 Annual Fee**

Apply Now

Must apply here for this offer. Offers vary elsewhere.^

Summary of Credit Terms

No Annual Fee2

^ Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

Amtrak Guest Rewards Preferred Mastercard:

*See the credit card rewards terms in the Summary of Credit Terms for details. Please see the Amtrak Guest Rewards Program terms and conditions at www.amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations on Amtrak Guest Rewards Points.

**For additional information about Annual Percentage Rates (APRs), fees and other costs for the Amtrak Guest Rewards Preferred Mastercard, see the Summary of Credit Terms.

Amtrak Guest Rewards Mastercard:

1. See the credit card rewards terms in the Summary of Credit Terms for details. Please see the Amtrak Guest Rewards Program terms and conditions at www.amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations on Amtrak Guest Rewards Points.

2. For additional information about Annual Percentage Rates (APRs), fees and other costs for the Amtrak Guest Rewards Mastercard, see the Summary of Credit Terms.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Every ride counts as an Amtrak Guest Rewards member. Earn points toward reward travel, upgrades and more.

Guest Rewards